Integration · Last reviewed October 2026

LynkMe + Paystack: Secure MoMo and Card Checkout

LynkMe's online checkout runs on Paystack, so MoMo and card payments process over a battle-tested gateway. Buyers get the familiar Paystack authorization flow, you get automatic confirmation and reconciliation, and nobody types card numbers into a DM.

4 ways vendors use LynkMe with Paystack

01

Gateway checkout buyers trust

At payment time buyers meet the standard Paystack flow - MoMo approval prompt or card entry on a secure page - instead of sending money to a personal number and hoping.

02

Automatic success and failure handling

Successful payments mark orders paid instantly. Failed or abandoned ones stay visible as pending, so you can follow up instead of guessing.

03

Cards without the risk

Card details go to Paystack's secure pages, never to you or your DMs. You get confirmation and payout mechanics without handling sensitive data.

04

Records that satisfy accountants

Every gateway transaction ties to an order, customer and timestamp - the paper trail manual MoMo confirmations never produce.

Set it up in minutes

  1. 1Build your store and share the link.
  2. 2Buyers check out and pay via the Paystack flow (MoMo or card).
  3. 3Orders confirm automatically on success.
  4. 4Reconcile everything on the dashboard; follow up pending ones.

Paystack + LynkMe questions

Why does the Paystack flow matter vs direct MoMo transfers?

Direct transfers need manual matching to orders and invite 'I sent it' disputes. Gateway checkout binds payment to order automatically, confirms instantly, and keeps card data off your chats entirely.

What does Paystack charge in Ghana?

Paystack Ghana's published local rate is 1.95% per local MoMo or card transaction with no setup fee (September 2026). That fee sits between you and Paystack - LynkMe adds no commission on top.

Do I need my own Paystack account?

Checkout runs through LynkMe's Paystack integration, so you sell from day one without gateway paperwork. Check Paystack's current verification requirements if you later want your own keys.

What happens when a card payment fails?

The order stays pending and visible instead of vanishing. You see it on the dashboard and can nudge the buyer to retry or switch to MoMo.